It’s Never Too Late! – Dr. Lisa Ortigara Crego

It’s Never Too Late!



Daydreams are doable.

The turn-on is not in scale, spectacle, or cost.

It’s in the doing.

Anything you haven’t done is an adventure.

Wanting to is the principal requirement.

If you can do and want to, don’t not.

In short, while alive, live.

~Malcolm Forbes

As long as you have breath in you, it’s not too late to become your best self. It’s not too late to live more penny-wise. And for sure it’s not too late to save your money and live freer. The turn-on is not in scale, spectacle, or cost. It’s in the doing.

Yes, it’s in the doing. Remember the old cliché, if you always do what you always did, you always get what you always got. So take it a step further: anything you haven’t done is an adventure.

The adventure is in the doing. The adventure is in thinking with a different mindset. The adventure is in believing it’s never too late. Maybe you’re on a fixed income and you can’t work and you are living below your means. This is real and I’m not here to fluff it up and suggest you’re not trying because surely you might be. But, think outside of the box. Try to do something different. Rent out a room, offer to babysit or house sit or maybe you rent a room in your home.

My upcoming book is about releasing the obsession with money. This book is about believing all things are possible with the right mindset. This book is about a spiritual awakening—to not put money as most important. This book is also about letting go of the grip so that money can flow your way. This book is about living within your means, and if you need to save for that rainy day, then try to live below your means. But most of all, remember it’s never too late to change your thought process.

Is My Thought Real?

When we change our thoughts, we can change our lives. How we think often becomes our reality, even if it’s a false belief. Often it’s difficult to know what is real and what is not real—the rational versus the irrational. Thinking that is consistent with known facts is rational thinking. Irrational thinking is thinking that is inconsistent with (or unsupported by) known facts.

Irrational thinking is thinking where the thinker completely disregards reason and logic in favor of emotion. The irrational thinker, overwhelmed by the emotional tension of the situation, decides without mental clarity or sound reasoning. It’s like Lola who once told me, “I’m always broke and I always will be,” as tears flowed down her cheeks. No, this is not a fact; it’s based on emotion. Lola is a respected, highly sought criminal attorney who makes a great deal of money.

So why is Lola feeling it’s too late for her to stop her worrying about not having enough money? It’s because she obsesses with the notion she is broke. She’s not. Lola spends too much money and never saves, never. Once she changes her behavior with money, she will stop the inability to save. It’s in the facts. It’s irrational, unsupported belief that she will always be poor—unless she continues to believe this thought. Remember the old saying, change your thoughts, change your life.

Lola challenged her irrational thinking by changing the internal conversation to, I earn plenty of money, and it flows right into my savings, only to grow. Or she repeated in her mind, I’m a saver, I have plenty. And she had plenty when she saved and lived simpler. Lola thought because she’s in her fifties it’s too late for her but soon learned it’s never too late to change her relationship with money by first changing her irrational thoughts to rational thoughts.

Byron Katie, an American speaker and author, teaches a method of self-inquiry known as “The Work of Byron Katie,” a four-step method for questioning our thought. The practice is best described in Byron Katie’s book, Loving What Is: Four Questions That Can Change Your Life, which was a godsend for me in my earlier years working through my own negative thinking. The suggestions she makes are not necessarily for turning negative thoughts into positive thoughts but rather for questioning how accurate these thoughts might be.

The four questions posed in Byron Katie’s book are:

  1. Is it true?
  2. Can I absolutely know it’s true?
  3. How do I react when I believe that thought?
  4. Who would I be without the thought? Or, how would I feel if I didn’t have the thought?

These are simple yet powerful questions that ask whether a thought is an accurate assessment. Often after running through the questions, we will find the thought is not correct. It comes from our unconscious minds (drunken monkeys) whispering and at times screeching false information that we’re accepting as real. We need mental “reset” buttons to turn around this negative chatter. The reboot questions the statement with another, more-probing investigation, free from faulty jargon.

                               I Am…..

How do you know if it’s rational or irrational? Ask yourself. Is this thought based upon facts? In Lola’s case, she believed she would be broke for the rest of her life? I asked her if she could answer yes to this belief based on facts. If yes, it could be rational. She answered no.

My next question to Lola was, “Does this thought, you will be broke for the rest of your life achieve your goal?” Lola paused for a moment then whispered, “No” realizing her goal was not to be broke and if she continued to believe her irrational thought that she’d be broke all the remaining days of her life, never to achieve her dreams of saving, buying a house, and living free of money worries.

I asked Lola an ultimate question; “Does your thought of being broke the rest of your life help you feel the way you want to feel?” Another No. She wanted to feel good about her relationship with money and the life she’d be living in the future. She didn’t want to feel defeated every wakened moment like she had been feeling. She wanted to be free from this obsession.

Immediately I saw the shift in Lola’s eyes to a positive receipt of this information. Lola realized her answers were repeatedly no; hence, irrational. Lola, for the first time, grasped the difference between irrational beliefs and rational beliefs. It suddenly made perfect sense to her. Lola could not answer as a positive fact: she’d be broke all the days of her life. She also couldn’t in fact bear the thought of being broke forever, as it would not meet her goals. And this negative thought was not helping her feel the way she wanted to feel—relief from worrying about money.

So I’m always going to be broke, needs to be turned from negative to positive to turn it around. Lola learned. So, the I am broke belief made no rational sense because she was a top earner. She didn’t know how to live within her means or perhaps below her means to save and get out of debt. She makes more money than she has bills. She learned this negative thought doesn’t make her feel the way she wants to feel. It’s negative and sprouts more negative thoughts.

What are your money thoughts? Is it true? Do your money thoughts help you feel the way you want to feel? 

You can leave a comment by scrolling down to the section that says leave a reply. I look forward to hearing from you!

Thank you for being a part of the reading blog forum of this blog. YOU are important to me. If you have something you’d like to say, I’d love to hear it. YOU are important and your words need to be heard. If there was something you think I should have added, I’m here and want to hear what you have to say…

To learn more on recovery from food addiction, eating disorders, weight issues, dieting, and aging, please check out my Release Your Obsession Series.

Stay tuned…you never know where my mind will wander…

Hugs to you, I care!
Dr. Lisa

And now my newest release:

Check Out My Latest Books:
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Learn why you eat out of control when it’s a holiday, birthday, vacation or just your plain ole “cheat day.” Learn the what and why about the foods you eat to better understand why food can cause your moods to swing, your cravings to soar, your weight to increase, your self-esteem to plummet, and your fatigue to rage. No More Diet Mentality!
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*, founded in 2001, offers the public an opportunity to explore  why you eat what you eat and to better understand why food can cause your moods to swing, your cravings to soar, your weight to increase, your self-esteem to plummet, and your fatigue to rage. I blog posts to share experiences, light the flame of hope for all to conquer their poor relationship physically, emotionally, and spiritually to food.


About the Author Lisa Ortigara Crego

Speaker, writer, licensed clinical psychotherapist, PhD in addiction psychology, eating disorder professional, hypnotherapist changing the view about compulsive eating one addict at a time.

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